Parc Clematis

Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 60%
Stress Test Interest Rate 3.5%
[asvc_button button_link=”url:https%3A%2F%2Fwww.parcsclematis.com.sg%2Fview-showflat%2F|title:CONTINUE%20TO%20BOOK%20SHOWFLAT%20APPOINTMENT%20%26%20GET%20DIRECT%20DEVELOPER%20PRICE%20%2B%20DISCOUNTS%20%C2%BB||” button_round_edges=”small” button_size=”small” button_display=”newline” text_size=”large” text_transform=”uppercase” button_icon_position=”right” icon_fontawesome=”fa fa-long-arrow-right” button_color_bg=”#5c3c16″ button_color_bghover=”#ffffff” button_color_text=”#ffffff” button_color_texthover=”#5c3c16″ button_border_width=”1″ button_color_border=”#5c3c16″ button_icon=”true” button_override=”true” button_border=”true” el_class=”bottomBtn” mgt_sep_15=”” mgt_sep_16=”” mgt_sep_17=”” mgt_sep_18=””]
  • By submitting this form, you have read and agree to the Privacy Policy

Book An Appointment here and view the ShowFlat directly with the Developer, SingHaiyi, for Parc Clematis condominium. You will receive Direct Developer Price, Additional Discounts & Save on Agent Commission.

OR

Submit your details on the form here & receive all latest updates pertaining to Parc Clematis such as E-Brochure, Floor Plans, Price List & More.

 We strictly adhere to no spam policy.